Here's a female ref chart! I Just did it today, since eneko asked me for tutorial on side views.
Some things are not aligned perfectly but whatever you get the point >_<. The measurement of the body parts are really important! The lines are there to help with that. Like the joint of the arms should be at the middle of the waist etc.
Reference all you like, if you make a picture with this tell me so I can see it and hug it. I love to see poeple get better with my help. :3
enjoy!