This is a nice picture. Yeah hands can be tough. I just wanted to mention that her hair should flow like it is in water. Don't get me wrong. You did a really great job.

The hand and face require touching up. Remember: fingers are the hardest part of drawing. Keep at it because you can never get worse through practice.

Yeah I know, I can't draw hands for crap no matter how hard I try.

you got the body, captured the hair and so got the background down... you might want to work on your hands though.