don't call me penguin!!!
you can think that secretly in your head but don't call me that openly
it also makes it seem like i'm lower in rank than you D=
you can't pat ME on the had
a) that defeats the whole master-pet relationship purpose between you and i
b) you're too short
i'm a penguin
and penguin has blubbers
and even if i'm NOT some kind of blubber, animal, i mean, [typeo], i'd still have blubbers
that's how my dog managed to bit my blubber =__=
if what i have isnt blubber, then he wouldnt have been able to grab hold with his teeth lol
and i am chubby
but no hugging
i do the hugging, i dont take well to being hugged D=
and no poking at the blubbers either
their national treasures
humph!
I KNOWWW!!!
in chinese, there's this word that kids call older women.. in english, it's something like "auntie"
and well, i used to call all older women that
and the kids would call me "big sister" in chinese
AND NOW THEY'D BE CALLING ME "AUNTIE" AS WELL
AND I JUST FEEL LIKE THIS OLD LADY
AND MY HAIR'S FALLING
AND I THINK I GOT WHITE HAIR WHICH I WOULD NORMALLY LIKE IF I HAD ALLLLLLLLLLLLLLLLLLLLLLLLLLL WHITE HAIRS LIKE AN ALBINO!
I HATE LIFE!
and i hate work term reports...
i dont even have a topid down yet..
well, taking into account the fact that my last brain cell did meiosis, i'm guessing, why not?
anything's possible if a braincell can undergo meiosis lol
[probably got the spelling of meiosis wrong.. i ALWAYS GET THAT WRONG!! D=]
I may be a meanie and a bully, but i'm no butt D=
at least make me the head!!! Q___Q
brains or heart, one of those important parts please
and i think most poeple DO take out only a bit at a time.....................................
i hope... i cant imagine why they wouldnt unless it's a contract term in the saving account.. in which case, you can just put it into another saving account or something lol
well, from statistics,
if you do something like digital design (one of the 20 worst paying jobs)
and you're a single female
then your starting pay would be around 28,000. Let's say you don't improve at all, then lets go with 30,000$
15% would be 4500$
so, you save $4500 per year
that's $375 per month.
Assuming you earn an interest of..just 5% on your savings, and lets say you start saving at age 25, and retire at 70. aka, you save for 45 years
then, by the end of 45 years, your saving's account would have$759,083.24
now, assuming you're a complete idiot, and choose to take ALL that saving out at once when you're 70
also assuming your rent is 1000 per month, entertainment is 200 per month, extra is 200 per month, (aka, total expense per year, excluding food is 16,800$, let's round up to 20,000 per year)
and assume you live until 90years old (aka, 20 more eyars to live)
then
$759,083.24 - (20000*20yrs) = $359,083.24 to spend on food for 20 years
that's $17954.162 per year
Or
$49.05 each day
OR! 16$ for EACH of the three meals in a day
Now, imagine you aren't a complete idiot, and DIDN'T take out the full saving amount when you retire.. aka, your savings continue to mulitiply by compound interest WHILE you're retired
then i'd say you have a pretty good life ahead lolll
So, how hard it is to earn $30,000 per year?
well, assuming you work 11 months of the year, and take 1 month off each year for vacation..
And assume you work 8hour shift
that's a job that'd pay you 17$ per hour
i don't think that's that hard to attain..
i mean,i'm just a second year student, and i'm getting 14$ a hour lol
granted, i'm a student and the company receives some benefit from the government for hiring me, but still
lets say you don't take the 1month off, and jsut take 2 weeks off each year, for unpaid vacation time. then
you'd be looking at a job that pays $16.30 per hour.
Shi Bum Bumm
Otaku Eternal | Posted 08/19/10 | Reply
@FalseDelusion:
Aha yesssss this is true ^^;
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Shi Bum Bumm:
but at least this time i could tell right off that its a hand XD
Shi Bum Bumm
Otaku Eternal | Posted 08/19/10 | Reply
@FalseDelusion:
aha, howww? I said nothing about the flu xD;
Thanks! The red looks really pixelated when I tilt my screen though. Gotta fix that.
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Shi Bum Bumm:
p.s. nice new icon =]
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Shi Bum Bumm:
what i read: 'fd, you've given me the flu. i curse you'
XD
but yeah. have hope =]
Shi Bum Bumm
Otaku Eternal | Posted 08/19/10 | Reply
@FalseDelusion:
FD, you've given me hope for the future D:
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
don't call me penguin!!!
you can think that secretly in your head but don't call me that openly
it also makes it seem like i'm lower in rank than you D=
you may call me... the Almighty 8D
Moofins
Otakuite++ | Posted 08/19/10 | Reply
@FalseDelusion:
*sniffles and makes sad face* Otaaaay...
*stands there pouting*
Penguin!
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
you can't pat ME on the had
a) that defeats the whole master-pet relationship purpose between you and i
b) you're too short
i'm a penguin
and penguin has blubbers
and even if i'm NOT some kind of blubber, animal, i mean, [typeo], i'd still have blubbers
that's how my dog managed to bit my blubber =__=
if what i have isnt blubber, then he wouldnt have been able to grab hold with his teeth lol
and i am chubby
but no hugging
i do the hugging, i dont take well to being hugged D=
and no poking at the blubbers either
their national treasures
humph!
Moofins
Otakuite++ | Posted 08/19/10 | Reply
@FalseDelusion:
*pats you on the head*
Yup... Gooonna stab you.
It's probably stress that's making your hair spaz, yanno. When I get stressed I can run my fingers through my hair and a good bit will come out ;A;
Are you a seal now or something? I don't think humans have "blubbers".. But it makes you sound cuddly ^~^
Last edited by Moofins at 3:49:06 PM CDT on August 19, 2010.
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
....LOL
didnt finish reading your comment obviously XD
oops
don't stab me, it wont work, i'm protected by my blubbers
RAWR
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
I KNOWWW!!!
in chinese, there's this word that kids call older women.. in english, it's something like "auntie"
and well, i used to call all older women that
and the kids would call me "big sister" in chinese
AND NOW THEY'D BE CALLING ME "AUNTIE" AS WELL
AND I JUST FEEL LIKE THIS OLD LADY
AND MY HAIR'S FALLING
AND I THINK I GOT WHITE HAIR WHICH I WOULD NORMALLY LIKE IF I HAD ALLLLLLLLLLLLLLLLLLLLLLLLLLL WHITE HAIRS LIKE AN ALBINO!
I HATE LIFE!
and i hate work term reports...
i dont even have a topid down yet..
Moofins
Otakuite++ | Posted 08/19/10 | Reply
@FalseDelusion:
*GASP*
You're OLD!!!
Fufufu~ I kid ^-^ Take that seriously and I will stab you... -.-
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
pfft
have confidence
you're also 2 years younger than me XD
everyone starts somewhere man
just practice! RAWR!
Moofins
Otakuite++ | Posted 08/19/10 | Reply
@FalseDelusion:
Umm... the ones you show in each picture you draw?!
Have you SEEN my excuse for a drawing? BLEH!
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
What drawing power? I doth has none
plus, that request is too random
Moofins
Otakuite++ | Posted 08/19/10 | Reply
@FalseDelusion:
*snickers*
Ish okies ^-^ I still luff you even if your spelling sucks ^~^ Now...
GIVE ME SOME OF YOUR DRAWING POWERS NAAAAOOO~
Last edited by Moofins at 2:38:11 PM CDT on August 19, 2010.
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
well, taking into account the fact that my last brain cell did meiosis, i'm guessing, why not?
anything's possible if a braincell can undergo meiosis lol
[probably got the spelling of meiosis wrong.. i ALWAYS GET THAT WRONG!! D=]
Moofins
Otakuite++ | Posted 08/19/10 | Reply
@FalseDelusion:
But that's TWO vitally important things!!! How can you be TWOOO?!?!
Can you preform mitosis? *blink blink*
And I dunno... It just sounded like it'd work for the weird one o_O
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
whats a spleen?
why does it give me the image of a little parasite? =.=
how dare you insult your master so! D=<
k, i change my mind, i want to be the brain AND the heart
SNIFF!
Moofins
Otakuite++ | Posted 08/19/10 | Reply
@FalseDelusion:
Yeah.. Imagine all the interest you'd miss ;A;
And you can be... Hmm... The SPLEEN!!!!
*giggles* I kid ^-^ You can has the brain ^-^
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
I may be a meanie and a bully, but i'm no butt D=
at least make me the head!!! Q___Q
brains or heart, one of those important parts please
and i think most poeple DO take out only a bit at a time.....................................
i hope... i cant imagine why they wouldnt unless it's a contract term in the saving account.. in which case, you can just put it into another saving account or something lol
Moofins
Otakuite++ | Posted 08/19/10 | Reply
@FalseDelusion:
Meanie butt, stoled my chicken!
And yeah... I never got why people didn't take out bits at a time when they save that much money. It helps them keep gaining interest, yanno?
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Shi Bum Bumm:
well, from statistics,
if you do something like digital design (one of the 20 worst paying jobs)
and you're a single female
then your starting pay would be around 28,000. Let's say you don't improve at all, then lets go with 30,000$
15% would be 4500$
so, you save $4500 per year
that's $375 per month.
Assuming you earn an interest of..just 5% on your savings, and lets say you start saving at age 25, and retire at 70. aka, you save for 45 years
then, by the end of 45 years, your saving's account would have$759,083.24
now, assuming you're a complete idiot, and choose to take ALL that saving out at once when you're 70
also assuming your rent is 1000 per month, entertainment is 200 per month, extra is 200 per month, (aka, total expense per year, excluding food is 16,800$, let's round up to 20,000 per year)
and assume you live until 90years old (aka, 20 more eyars to live)
then
$759,083.24 - (20000*20yrs) = $359,083.24 to spend on food for 20 years
that's $17954.162 per year
Or
$49.05 each day
OR!
16$ for EACH of the three meals in a day
Now, imagine you aren't a complete idiot, and DIDN'T take out the full saving amount when you retire.. aka, your savings continue to mulitiply by compound interest WHILE you're retired
then i'd say you have a pretty good life ahead lolll
So, how hard it is to earn $30,000 per year?
well, assuming you work 11 months of the year, and take 1 month off each year for vacation..
And assume you work 8hour shift
that's a job that'd pay you 17$ per hour
i don't think that's that hard to attain..
i mean,i'm just a second year student, and i'm getting 14$ a hour lol
granted, i'm a student and the company receives some benefit from the government for hiring me, but still
lets say you don't take the 1month off, and jsut take 2 weeks off each year, for unpaid vacation time. then
you'd be looking at a job that pays $16.30 per hour.
=]
Shi Bum Bumm
Otaku Eternal | Posted 08/19/10 | Reply
Craft Macaroni 'N Cheese. I wants some.
Hmm... 15% of my pay. This begs the question, what will my pay be?
To the next post!
FalseDelusion
Emperor (Otaku Eternal) | Posted 08/19/10 | Reply
@Moofins:
Too late, i just ate them XD
Moofins
Otakuite++ | Posted 08/19/10 | Reply
I'd like some chicken, pliz.